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VitalTerm Term Comparison Software

VitalTerm term comparison software is an accurate and reliable term insurance comparison and information system. It has been used for years by national brokerage groups, banks, Internet quoting services, employee benefit services, independent agents and other life insurance professionals seeking competitive products from quality carriers. Brochure available.

 Available in 2 Forms
  • Agent Support
    LifeLink Pro is a site that consolidates life insurance sales tools, including VitalTerm, into one easy-to-use online solution. It offers all the usability of VitalTerm desktop with the convenience of a system that is always up-to-date. Subscribing agents simply log onto VitalTerm through any web browser. Reports are created as PDF files that can be printed or emailed. Individual and group pricing.
  • Direct to Consumers
    VitalTerm Web is a dynamic term quote and information system, which can be completely customized to match your corporate website. This allows consumers to run their own quotes on your site. See a demo.
 VitalTerm Features
  • Ability to select products by a wide array of user-defined criteria such as fully guaranteed level periods, company ratings and more!
  • Complete product control - view all products or just the ones you prefer to sell
  • Detailed product and company information
  • Lifeneed Calculator
  • Several well-structured reports that can easily be emailed, saved or printed
 Accurate & Reliable

VitalTerm goes beyond simple database driven rate lookups. It's a supplemental term illustration system, computing premiums based on each individual product's unique specifications.

  • Insurance business rules apply special discounts, state provisions, age/class/face/premium restrictions and unique policy provisions - over 70 product specs
  • Direct carrier support and review of all rates and information
  • Regulatory review or NAIC compliance, state advertising laws and other applicable term insurance regulations
  • Robust product engine to accommodate virtually any kind of product, allowing for rapid product additions & updates
  • Standardized definitions of policy specifications, standard rating classifications
  • Comprehensive quality assurance testing

 



   



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